Your Network, Your Earnings
Help trusted friends get loans. Earn from the lenders in return.
Earn by Vouching
of the interest paid by people you vouch for
Income pauses if defaults occur - See default terms below
Level 2 Earnings
from people your vouched friends vouch for
Lower risk, passive income from your network's growth
* Commission rates are intro rates and potentially subject to change in the future
Calculate Your Possible Income
Choose your network size:
Possible Monthly Income
₱1,097
How your earning is calculated:
- You vouch fortrusted friends
- of your vouched friends each vouch formore people
- Everyone borrows ₱forweeks, everymonths
- Interest rate:% per month
💡 Note: You can only vouch strongly for a few trusted ones (earning 30-40% but taking default risk). When they vouch for others, you earn 3-10% Level 2 commission. Talk to us about exact rates for your network.
INTRO RATES: 30-40% vouching, 3-10% Level 2 - subject to change!
How This Works
Lenders on TruRate share the interest they earn to get reliable borrowers. When you invite friends who take loans, the lender shares their interest with you as a reward for bringing trustworthy borrowers to the platform.
Your Earnings Structure:
- •Vouching (30-40%): From people you vouch for with Trust Points (higher risk, higher reward)
- •Level 2 (3-10%): From people your vouched friends vouch for (passive income)
Talk to us about exact rates for your network.
⚠️ Default Terms for Vouchers
If someone you vouch for defaults on their loan:
- • Your income pauses until 50% of the loss is recovered
- • You lose Trust Points from the lender
- • They can't get new loans until they pay back
- • Loans over 1 week late are marked as losses
You can keep vouching for others, but defaults impact your earnings and Trust Points.
Terms for Vouchers
Vouchers get commission for bringing trustworthy borrowers to lenders. The exact rate (30-40%) depends on your network - talk to us for details.
Paid after interest is paid
Your vouching commission is paid out once the borrower pays their interest.
Defaults pause your income
If someone you vouch for defaults, your income pauses until 50% of the loss is recovered.
Start Earning in 4 Steps
Join TrustClub if you haven't yet
TrustClub is an invite-only network of people who earn trust and use it to get access to opportunities like rentals, insurance, lending and jobs. You can use TrustClub for anything that needs trust.
Invite friends to TruRate
Invite friends who want to either borrow, earn income by inviting or become a lender themselves on TruRate
Important: Only invite people you trust
If someone you vouch for defaults:
- • Your income stops until 50% of their debt is recovered
- • You lose Trust Points from the lender
- • They can't get new loans until they pay back
You can keep vouching, but defaults hurt your earnings and reputation.
Once they sign up to TrustClub, assign Trust Points
After they install the app, you invite them by assigning Trust Points to them. This also makes sure you get your commission. Make sure to give the amount of Trust Points that the app recommends, otherwise you could lose your own Trust Points.
🎉 Start earning!
Keep earning as long as you maintain your Trust Points. Your payout will come from the lender, as soon as loans are paid back.