Your Network, Your Earnings
Help trusted friends get loans. Earn from the lenders in return.
You earn 40%
From your friends' interest
Aug-Oct 2025 only
You earn 10%
From their friends' interest
Aug-Oct 2025 only
Trust Matters
Defaults affect income
Calculate Your Possible Income
Choose your network size:
Monthly Income
₱1,617
How your earning is calculated:
- You invitefriends (Level 1)
- of your friends each invitemore friends
- Everyone borrows ₱forweeks, everymonths
- Interest rate:% per month
PROMO RATES: 40% and 10% commission valid for Aug/Sep/Oct 2025 only!
The shown rates apply if you're the only voucher. If multiple vouchers, commission will be split.
How This Works
Lenders on TruRate share the interest they earn, to get reliable borrowers. When you invite friends who take loans, the lender shares their interest with you as a reward for bringing trustworthy borrowers to the platform.
Start Earning in 4 Steps
Join TrustClub if you haven't yet
TrustClub is an invite-only network of people who earn trust and use it to get access to opportunities like rentals, insurance, lending and jobs. You can use TrustClub for anything that needs trust.
Invite friends to TruRate
Invite friends who want to either borrow, earn income by inviting or become a lender themselves on TruRate
Important: Only invite people you trust
If any of your invites defaults on their loan, you lose all future income from your entire referral network. One bad invite means no more earnings. Choose your invites carefully.
Once they sign up to TrustClub, assign Trust Points
After they install the app, you invite them by assigning Trust Points to them. This also makes sure you get your commission. Make sure to give the amount of Trust Points that the app recommends, otherwise you could lose your own Trust Points.
🎉 Start earning!
Keep earning as long as you maintain your Trust Points. Your payout will come from the lender, as soon as loans are paid back.